ESSAYS -
LIST OF AVAILABLE ESSAYS ...
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RESEARCH PAPER: MORTGAGE LOAN CRISIS
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This 7-page paper focuses on the subprime mortgage crisis, the causes, the history and the solution. Bibliography lists 10 sources.
Filename: MTmortcris.rtf

Researching Credit Reports
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This 6 page paper is a research proposal. The paper outlines how research can be conducted to the way FICO scores can be manipulated and managed, along with the impact that the score will have on the cost of loans to borrowers. The paper suggests primary research with the aim of assessing the impact of a credit improvement program. The bibliography cites 6 sources.
Filename: TEcreditsu.rtf

Residential Real Estate Contracts
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A 5 page paper discussing three aspects of the sales contract: land description, adjustments of purchase price and mortgage commitment. The paper stresses that description of the land is in legal terms and is not a marketing description. Price adjustment, such as allowances for carpeting or repairs, is a common addendum, as is a contingency clause for meeting financing requirements. Bibliography lists 4 sources.
Filename: Realsell.wps

Resolving the Differences between Shareholders and Employees; The Use of Employee Share Schemes
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This 10 page paper discuss the potential problems that occur between owners and managers due to different perspectives. The paper considers how the basic differences in interest and objectives may be solved paying special attention to the share-ownership programs. The bibliography cites 13 sources.
Filename: TEowneree.rtf

Responsibility Accounting Applied to Coca-Cola
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A 3 page paper discussing the benefits and uses of responsibility accounting. The antidote to micromanaging is delegation, but with that delegation arises the need for managers delegated to, to be accountable for their decisions. Responsibility accounting fills that need and is practiced at many companies, including Coca-Cola. Bibliography lists 3 sources.
Filename: KSacctResp.rtf

Responsibility Accounting; The Concept, Its’ Advantages and Disadvantages
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This 5 page paper examines the idea of responsibility accounting looking at the underlying concepts, the use of responsibility centres and the associated advantages and disadvantages of the responsibility accounting system. The bibliography cites two sources.
Filename: TErespona.rtf

Restatement of Revenue due to SAB 104
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This 3 page paper discusses Corinthian Collages Inc. and their decision to change the way they accounted for some revenue items as a result of SAB 104. The paper looks at what the change was, why it was made and the relevant standards and where the changes can be seen in the annual accunts. The bibliography cites 3 sources.
Filename: TEsab104.rtf

Restating Delta's Debt and Depreciation
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This 3 page paper looks at a case study supplied by the student and considers how the Delta Airline debt and deprecation of the fleet would be restated is calculated in the same way as Singapore Airlines. All calculations are shown.
Filename: TEdeltdep.rtf

Restaurant Plan
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This 8 page paper is written in two parts to help a student with a business plan for setting up a restaurant. The first part of the paper considers the different risks that may be present in any plan. The second part is a financial plan and budget for the start up costs, running costs and the break even period. The bibliography cites 4 sources.
Filename: TErestplan.rtf

Retaining Liquidity in the Economy
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This 6 page paper considers how liquidity is maintained in the UK economy. The paper outlines the way that the financial markets and intermediaries, such as banks and building societies in addition to the Bank of England are key in maintaining liquidity so that the transaction essential to an economy can continue. The paper focuses on the UK< but the theories are universal. The bibliography cites 5 sources.
Filename: TEliquec.rtf