ESSAYS -
LIST OF AVAILABLE ESSAYS ...
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Financial Questions; The Four Financial Statement, The Use of Ratios and Problems with the Sarbanes-Oxley Act
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This 3 page paper is written in three parts. The first looks at each of the four financial statements, identifies what they are, what information they contain and looks at how they link together. The second part of the paper discusses which ratios are the most important ratios to use in a ratio analysis. The last part of the paper discusses some of the problems and potential problems with the Sarbanes-Oxley Act. The bibliography cites 2 sources.
Filename: TEquest22.rtf

Financial Ratios of Pfizer and Merck
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This 5 page paper is made up only of tables which have the financial results and a range of different ratios for Pfizer and Merck for the year 2004 accounts.
Filename: TEPFEMRK.rtf

Financial Reporting Practices in the United States of America
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This 6 page paper examines various terminology as well as the state of financial reporting in America. Bibliography lists 4 sources.
Filename: SA815fin.rtf

Financial Services in a Global Context
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A 4 page paper discussing the financial service industry in an international context, including their influence in the hospitality industry. Financial institutions have the ability to touch all aspects of business operation in the global economy, and their involvement in those business transactions will only increase in the future as the global economy continues to expand. Bibliography lists 6 sources.
Filename: KSfinIntlMkts4.rtf

Financial Services Products
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This 6 page paper outlines the characteristics and tax treatment of whole of life assurance policies, unit trust, ISA’s, endowment policies, management bonds, term assurance, annuities and pension schemes. The paper is written with reference to the UK. The bibliography cites 3 sources.
Filename: TElifea1.rtf

Financial Services Risk Management
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A 13 page consultant’s report. A large financial services organization has posted impressive returns in recent years and its traders are among the best in the industry. The company has a poor image with the customer, however, and the Chairman is concerned with the increasing levels of risk that traders undertake in order to continue gaining those impressive returns. The Chairman has retained a risk management consultant to assess the situation. The report ends with recommendations for the company. Bibliography lists 8 sources.
Filename: KSfinRskMgFinS.rtf

Financial Statements and Their Functions
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7 pages in length. This very helpful paper delves into the meaning of financial statements, their functions, the concepts and assumptions of financial accounting, as well as the notes to financial statements, adjusting and closing entries and operating, financing and investing activities. Bibliography lists 5 sources.
Filename: JGAfinrp.wps

Financial Statements for The Sand Box, Inc.
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7 pages in length. A case study in which financial statements are prepared for a toy company. Includes a budgeted production sheet, budgeted cost of goods manufactured statement, cash budget, proforma income statement and proforma balance sheet. The information in this paper can be useful when applied to any type of company. Bibliography lists one source.
Filename: JGAsndbx.wps

Financial Statements of Nike and Reebok
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A 4 page paper examining the most recent annual reports of Nike and Reebok. These two companies will continue to be direct competitors in their industry following Adidas' acquisition of Reebok in the first part of 2006. Nike continues to lead the industry, even after Adidas and Reebok combine to form the world's second-largest supplier of athletic shoes and related equipment. Annual reports are similar and show a great deal more detail in the wake of Sarbanes-Oxley. Bibliography lists 6 sources.
Filename: KSacctNikeRee.rtf

Financial Statements: GM and Ford
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A 12 page paper assessing the 2005, 2006 and 2007 business results of Ford and GM. At a time when all are crying for loans from congress, it is evident that the current financial distress among the former "big three" has been building for some time and should have taken no one at all by surprise… Bibliography lists 17 sources.
Filename: KSfinStmtGMford.rtf